A verified development-underwriting engine and a team of expert agents that compose the moves to make an attainable, regenerative project pencil. Every number is the engine's; every assumption carries its source.
A development proforma tells you what a deal could be. It rarely tells you which moves actually create the value, whether the thing truly pencils, or who's accountable for each assumption. Now City Leverage turns the spreadsheet into a space you can feel your way through — and a set of experts who reason it toward a deal that works, out loud.
The hard separation is the whole point: the math is fixed and verifiable; the intelligence sits on top of it and never reaches inside.
A deterministic pro forma: same inputs in, same numbers out, verified number-for-number against the original underwriting model and guarded by tests. This is the part you can hand to a lender. It contains no judgment and no surprises.
Expert agents — building program, cost, revenue, operations, and a capital-stack architect, led by an underwriter — propose the moves and compose the path to "it pencils." They never do the math. They only ever propose assumptions, each clamped to safe bounds and tied to its source.
Begin with an honest base case — the program, the costs, the financing — calibrated to real market comps.
Move the levers and watch every number recompute instantly — or hand the wheel to the agents and watch them reason the deal upward, move by move.
A full underwriting — sources & uses, returns, debt, the program — with every assumption's source, confidence, and author on the record.
Acquisition tools layer a single AI reviewer over a deal you've already shaped. The Now City Leverage is a development tool: it composes the moves that make a ground-up project work.
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Four ways to create value beyond a conventional proforma — each one an expert agent, each grounded in real levers.
Efficient building types and disciplined delivery — more home, less basis.
Leaner operations and on-site energy that the building earns back.
A designed, amenity-rich district that the market pays a premium for.
The full incentive stack — TIF, LIHTC, HUD, NMTC, OZ, C-PACE — composed as one.
Nothing here is a black box. The math is verified and auditable; a hallucinated number can never become a result, because the engine — not the model — computes every outcome, and every assumption an agent proposes carries its source, confidence, and author. The kind of underwriting you can take to a lender or an LP.
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